a very good self help essay which identifies our our own inner voices as the source of our limitations. from the essay: In the book "The Instant Millionaire," author Mark Fisher asks a young man who wants to be wealthy, "Do you want to be a millionaire?" The young man replies of course he would like to be a millionaire. The author then asks the young man, "Then why aren't you?" Invariably, when you ask yourself this question, your favorite excuses will come to mind. Challenge them instead of falling in love with them.